WELCOME TO KYMAJ
Your Journey Starts Here!



At KYMAJ, we’re committed to helping families and business owners build strong financial futures. Whether you’re repairing your credit, preparing for tax season, or managing your business income, our team is here to guide you every step of the way.

Hi, I’m Racquel Frazier,
founder of KYMAJ. I started this company to help people take control of their finances and achieve real results. From credit repair to tax preparation and business support, I provide clear guidance and practical solutions to help you grow, succeed, and feel confident about your money.
At KYMAJ, I believe financial freedom is possible for everyone, and I’m here to make the process simple, trustworthy, and personalized.
Let’s build a stronger financial future together.

Contact Information
Email: [email protected]
Phone:346-291-3938
Office Address: 440 Benmar Dr. Ste.2250
Houston, Texas 77060
We believe financial success should be accessible and stress-free. That’s why KYMAJ offers clear guidance, expert advice, and hands-on support every step of the way. Your goals are our priority, and we’re here to help you succeed.
Credit Repair made simple and effective
Accurate, stress-free tax preparation
Business guidance and growth support
Years of Experience
Trusted & Reliable
Comprehensive Services
Professional & Friendly Team





Take control of your financial future with our personalized credit repair services. We identify and remove inaccuracies, dispute negative items, and guide you toward higher credit scores so you can qualify for loans, better rates, and financial peace of mind.
Say goodbye to stress and confusion during tax season. Our team provides accurate, timely, and tailored tax preparation for individuals and small business owners, ensuring you maximize refunds, minimize liabilities, and stay IRS-compliant.
Grow and manage your business with confidence. We offer Profit & Loss statements, expense tracking, business consultations, and tax guidance to help your business stay organized, profitable, and ready for growth.





Get a clear view of your credit report and score.
Identify what’s holding you back from loans, funding, and opportunities.
Take the first step toward financial clarity and control.

Dispute inaccuracies and remove outdated negative items.
Follow a tailored plan to boost your credit efficiently.
Watch your score rise as you gain confidence and momentum.

Strengthen your credit and create lasting financial habits.
Unlock funding, better rates, and new opportunities.
Step into financial freedom and the life you deserve.
"KYMAJ really changed the game for me. My credit was holding me back, but after working with them, I saw real results in just a few months. They made the process simple and always kept me updated. Now I feel confident applying for things I never thought I could before."
-Anthony M.
"I came to KYMAJ for guidance with my small business, and it was the best decision ever. They helped me organize my finances, gave me clarity on funding, and really motivated me to keep pushing. Their support goes beyond business—it’s personal."
-Jasmine R.
"Taxes always gave me a headache until I came here. KYMAJ handled everything with so much patience and detail. They even caught things I missed, which put more money back in my pocket. Definitely a blessing."
-Erica M.
